· Current account [Platinum] - Minimum average quarterly balance is Rs.3,00,000/- and 100% concession on various service charges like folio charges, cheque book charges, RTGS/NEFT remittance charges, outstation cheque collection charges, DD exchange, Service charges on Cash deposits/withdrawals
· No charges on Standing instructions within the Bank, Mobile Banking, Net Banking, ATM card issue, Credit card issue, Temple donations, RTGS/NEFT through V-Net Banking for all three variants of Current accounts.
· Point of Sale [POS] installation Rs.650/-
Particulars
|
Platinum
|
Minimum Quarterly Average Balance
|
Rs.3,00,000
|
Folio Charges
|
Free
|
Cheque book charges
|
Free
|
Fund Transfer NEFT/RTGS transactions
|
Free
|
Intersol transactions
|
Free
|
Cash remittance Limit
|
Free
|
Outstation cheques collections Charges
|
Free
|
Credit Card
|
Free
|
Demand Draft Charges
|
Free
|
Service charges on cash deposits or withdrawals
|
Free
|
Standing Instruction Charges within the Bank
|
Free
|
Temporary Overdraft Facility
|
As per the Lending Policy
|
Mobile Banking Charges
|
Free
|
Net Banking Charges
|
Free
|
ATM Card Cash withdrawal Limit
|
Upto Rs.50,000/-
|
Demat Account Charges
|
Free
|
Monthly e-statement through e-mail.
|
Free
|
Personalized ATM Card
|
Free
|
Charges for not maintaining AQB
|
Rs.128 p.m.
|
NEFT/RTGS Transfer through V-Net Banking
|
Free
|
Donation for Temples
|
Free
|
Cash handling charges*
|
Free
|
Point of Sale Installation
|
Rs.650/-
|
Point of Sale (Commission)#
|
2% of the transaction amount.
|
*This facility shall not be extended to Petrol pumps, Restaurants, Wine-shops, Amusement Parks and other heavy cash depositing accounts.
# The point of sale commission can be negotiated as per the balance in the said current account.