· Current account [Platinum] - Minimum average quarterly balance is Rs.150000/- and 100% concession on various service charges like folio charges, cheque book charges, RTGS/NEFT remittance charges, outstation cheque collection charges, DD exchange, Service charges on Cash deposits/withdrawals
· No charges on Standing instructions within the Bank, Mobile Banking, Net Banking, ATM card issue, Credit card issue, Temple donations, RTGS/NEFT through V-Net Banking for all three variants of Current accounts.
· Point of Sale [POS] installation Rs.650/-
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Particulars
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Platinum
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Minimum Quarterly Average Balance
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1,50,000
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Folio Charges
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Free
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Cheque book charges
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Free
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Fund Transfer NEFT/RTGS transactions
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Free
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Intersol transactions
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Free
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Cash remittance Limit
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Free
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Outstation cheques collections Charges
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Free
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Credit Card
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Free
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Demand Draft Charges
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Free
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Service charges on cash deposits or
withdrawals
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Free
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Standing Instruction Charges within the Bank
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Free
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Temporary Overdraft Facility
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As per the
Lending Policy
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Mobile Banking Charges
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Free
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Net Banking Charges
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Free
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ATM Card Cash withdrawal Limit
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Upto Rs 50,000/-
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Demat Account Charges
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Free
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Monthly e-statement through e-mail.
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Free
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Personalized ATM Card
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Free
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Charges for not maintaining AQB
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Rs 128 p.m.
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NEFT/RTGS Transfer through V-Net Banking
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Free
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Donation for Temples
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Free
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Cash handling charges*
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Free
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Point of Sale Installation
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Rs 650/-
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Point of Sale (Commission)#
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2% of the Transaction amount.
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*This facility shall not be extended to Petrol pumps, Restaurants, Wine-shops, Amusement Parks and other heavy cash depositing accounts.
# The point of sale commission can be negotiated as per the balance in the said current account.