Current Account Ordinary

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     This can be opened by individuals, joint names, partnership, companies, trusts, HUF, Govt. Department and others. 

·         Minimum Balance : Minimum balance for opening and maintaining Current Account:


Minimum balance (`)

In urban / metropolitan branches


In other centres



Know Your Customer (KYC) Norms

The prospective account holder should comply with the ‘Know Your Customer (KYC)’ norms by producing one or more of the following documents in support of identity and address:

 Accounts of companies

·         Name of the company

·         Principal place of business

·         Mailing address of the company

·         Telephone / Fax Number

1.       Certificate of incorporation and Memorandum & Articles of Association

2.       Resolution of the Board of Directors to open an account and identification of those who have authority to operate the account

3.       Power of Attorney granted to its managers, officers or employees to transact business on its behalf

4.       Copy of PAN allotment letter

5.       Copy of the telephone bill

Accounts of partnership firms

·         Legal name

·         Address

·         Names of all partners and their addresses

·         Telephone numbers of the firm and partners

1.       Registration certificate, if registered

2.       Partnership deed

3.       Power of Attorney granted to a partner or an employee of the firm to transact business on its behalf

4.       Any officially valid document identifying the partners and the persons holding the Power of Attorney and their addresses

5.       Telephone bill in the name of firm/partners

Accounts of trusts & foundations

·         Names of trustees, settlers, beneficiaries and signatories

·         Names and addresses of the founder, the managers / directors and the beneficiaries

·         Telephone / fax numbers

1.       Certificate of registration, if registered

2.       Power of Attorney granted to transact business on its behalf

3.       Any officially valid document to identify the trustees, settlors, beneficiaries and those holding Power of Attorney, founders / managers / directors and their addresses

4.       Resolution of the managing body of the foundation / association

5.       Telephone bill



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