Purchase/Construction of House/Flat
Renovation/Improvement of House/Flat
Takeover of housing loans from other Banks / Financial Institutions
Purchase of Site/Plot and Construction of House thereon
Individuals aged between 21 years and 65 years
Maximum age – 75 years i.e., age by which the loan to be fully repaid
Applicant to be agriculturist and having minimum land holding of 5 acres of irrigated land or 10 acres of dry land
Maximum Rs.15.00 lakhs and for repair and renovation maximum of Rs.2.00 lakhs
|Assessment of Finance
80% of the cost of the project
Minimum net take home income – 60% whose income is less than Rs.5.00 lakhs and 50% whose income is above Rs.5.00 lakhs
Mortgage of house/flat constructed/purchased out of our finance
|Rate of Interest: Click Here for Rate of Interest
|Processing Charges: Waived up to 31st March, 2017.
|Inspection Charges: Waived up to 31st March, 2017.
|Repayment Period: Maximum of 30 years.