Loan for 3rd dwelling unit

Features : -

  • Rate of interest will be 1% higher than the prevailing rate of interest for VHL Scheme applicable as on date.
  • The additional rate of interest of 1% over the prevailing Home Loan interest rate shall continue throughout the tenure of loan account irrespective of the fact whether the earlier home loan accounts are closed or not.
  • The existing home loan accounts are under Standard Asset category, at least for the past one year.
  • There should be a gap of one year from the date of availment of previous housing loan.
  • Exposure to 3rd dwelling unit onwards, shall be considered as exposure to ‘Commercial Real Estate’ (Non Priority Sector) and shall be classified accordingly.


Rate of Interest: -
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