Individuals of all income groups
Based on daily price quoted by Bank
Margin prescribed is 25 to 33%
Jewel Appraiser's Commission as applicable at the time of availment
Loans are for a period of 12 months
Loans under EMI option : Maximum 30 months.
Loans under Agril.term loan option:Maximum 24 months.
Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery.
Rate of Interest:
Click Here for Rate of Interest
- Upto & inclusive of Rs.25000/- :Nil
- Above Rs.25000/- :0.40% of loan amount.(Min:300;Max.Rs.2000)+ Applicable taxes
Jewel Appraisal Fees:
Rural Area :0.507 of loan amount with maximum of Rs.253/-
Other than Rural :0.563 of loan amount with maximum of Rs.282/-