Jewel Loans

Eligibility
Individuals of all income groups

Loan Amount
Based on daily price quoted by Bank

Margin
Margin prescribed is 25 to 33%

Jewel Appraiser's Commission as applicable at the time of availment

Repayment
Loans are for a period of 12 months
Loans under  EMI option : Maximum 30 months.
Loans under Agril.term loan option:Maximum 24 months.

Security
Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery.

Rate of Interest:
Click Here for Rate of Interest

Processing Fees:

  • Upto & inclusive of Rs.25000/- :Nil
  • Above Rs.25000/- :0.40% of loan amount.(Min:300;Max.Rs.2000)+ Applicable taxes

Jewel Appraisal Fees:
Rural Area       :0.507 of loan amount with maximum of Rs.253/-
Other than Rural :0.563 of loan amount with maximum of Rs.282/-

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