Charges

 

Processing Charges 

For Working Capital

 

 

 

  Other than Individuals

 

Individuals in other than Rural areas

 

Individuals in Rural areas

Up to Rs.25,000/-

250

200

150

 

Rs.25,001/- to Rs.2,00,000/-   

 

0.50%+ST with a minimum of Rs.500+ST

0.30%+ST with a minimum of Rs.250+ST

0.20%+ST with a minimum of Rs.200+ST

Above Rs.2.00 lakh to  Rs.100 lakh

0.50%+ST

0.25%+ST

0.20%+ST with a maximum of Rs.15000

Above Rs.100 lakhs

Rs.600+ST per lakh with a maximum of Rs.20 Lakh+ST

Rs.500+ST per lakh with a maximum of Rs.20Lakhs+ST

Rs.300+ST per lakh with a maximum of Rs.7 Lakh+ST

 

 

For Term Loan

 

 

SERVICES

 

OTHER THAN INDIVIDUALS

 

INDIVIDUALS IN OTHERTHAN RURAL AREAS

 

INDIVIDUALS IN RURAL AREAS

a.    Loan upto Rs.30 crore

 

 

 

For Project Loans

1%+ST

0.75%+ST

0.75%+ST

Other than project loans

1%+ST

0.75%+ST

0.75%+ST

b.    Loan above Rs.30 crore

 

 

 

For Project Loans

Rs.1200+ST per lakh

Rs.1100+ST per lakh

Rs.1100+ST per lakh

     Other than project loans

Rs.600+ST per lakh with a maximum of Rs.75 Lakh+ST

 

Note: Loans under MSE sector upto Rs.5.00 Lakh are exempted from processing charges/ Upfront fee.

 

Documentation Charges

2.00 lakh and below

 NIL

Above 2.00 lakh,

Clean

0.10%+ST – Min of Rs.500+ST and maximum of Rs.25000+ST

Secured

0.15%+ST – Min of Rs.750+ST and maximum of Rs.30000+ST

Note: All MSME loans with aggregate sanctioned limits upto Rs.25.00 lakhs are exempted from levy of Documentation Charges

Inspection Charges :

 

 

 

Priority Sector

 

          

SERVICES

 

OTHER THAN INDIVIDUALS

 

INDIVIDUALS IN OTHERTHAN RURAL AREAS

 

INDIVIDUALS IN RURAL AREAS

Up to and inclusive of Rs.5,000/-

NIL

NIL

NIL

Above Rs.5,000/- and up to Rs.25,000/-

Rs.100+ST per inspection

 

Above Rs.25,000/- and up to and inclusive of Rs.2.00 lakhs

Rs.200+ST per inspection or actual expenses whichever is higher.

Above Rs.2.00 lakhs

Rs.250+ST per inspection or actual expenses whichever is higher

 

 

Non Priority                

                          

 

SERVICES

                  

 

OTHER THAN INDIVIDUALS

 

INDIVIDUALS IN OTHERTHAN RURAL AREAS

 

INDIVIDUALS IN RURAL AREAS

Upto Rs.5,000/-

 

NIL

NIL

NIL

Above Rs.5,000 and  upto Rs.25,000/-

Rs.100+ST per inspection.

Above Rs.25,000 and  upto Rs.2 lakhs

Rs.200+ST per inspection or Actual expenses whichever is higher

Above Rs.2 lakhs and up to Rs.10 lakhs

Rs.750+ST per quarter

Above Rs.10 lakh

Rs.1500+ST per quarter

 

 

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