UPI

Vijaya UPI empowers you to connect and transfer of funds from any bank account using Virtual Payment Address (VPA).

Now you can afford to forget remembering your account details, as Vijaya UPI offers send and collect using virtual address, which aims to make payments simpler.

A Virtual Payment Address (VPA) is a unique identifier that you set and link to your bank account. (Example: yourname@VIJB). Once linked, just quote your VPA instead of account number and IFSC to make or receive payments.

Unified Payments Interface (UPI) is payment system by NPCI that allows transfer of funds between accounts in convenient manner.

Features:

      One single App for Multiple Bank Accounts.

      Vijaya Bank or Non Vijaya Bank customers can send money or ask for money using the Vijaya Bank UPI app, without knowing their bank account details.

      Transfer funds to a Virtual Payment Address (VPA).

      Option to send money using Account No/ IFSC or Mobile Number/ MMID (Mobile Money Identifier)

      Add beneficiary instantly by just using Virtual Payment Address (VPA). No need to remember or enter the bank account number and IFSC

      Check balance of linked bank accounts.

      Request money from anyone using the sender's Virtual ID

      Fund transfers are instant, 24*7, 365 days and take place in a completely safe and secure way.

      Customer can freely share the UPI financial address with others without fear of misuse.

      Customer can choose to create multiple virtual addresses for multiple accounts across banks.

      Check balance of linked bank accounts.

      PAY and collect using IMPS.

      Fund transfers are instant, 24*7, 365 days and absolutely free of cost and take place in a completely safe and secure way.

      Scan N Pay (QR based payment solution) to receive and send money

      View Transaction History

      Log App related grievances / complaints

 

Go ahead and download Vijaya Bank UPI application to experience the unique way of making payments using a Virtual Payment Address(VPA). <* Available only for those mobile numbers which are already registered with the bank for SMS alerts>

 

Going Forward

UPI will be accepted at Physical Stores/Merchants such as Vegetable Vendor Payment, Grocery store Payments, Payment for Taxi/auto/Bus/Train/Air fares, Payment in restaurants/shops/petrol pumps, Fee Payment to various educational institutes, Toll plaza payment while travelling, Payment to milk vendor/newspaper vendor, Trust/Temple/relief fund/NGO donation, Payment at the Mall etc.

Utility Payments will be routed through UPI such as Payment for various bills like electricity, water, telephone, credit card etc., apartment maintenance fee bill presentment and payments, school fee bill presentment and payment, apartment maintenance fee bill presentment and payments, insurance premium payment, instalment payment of loan, car Loan EMI Payment etc.

UPI will be enabled for Online Merchants/E-commerce such as COD Payments, In-App payments, Online trading, Mobile recharge from newspaper advertisement using 'Scan N Pay', Ecommerce (Collection/Pull)- Payment through UPI after Checkout, Booking the movie ticket etc.

Peer to Peer payment options like Sharing of bills with friends, Salary Payment to Driver, Aadhaar / mobile no based inward remittance to another bank account

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The Salient features of the Vijaya Bank UPI app are:

1.     Inter-operability: Hassle free way to access accounts across banks through Vijaya UPI app. It is a secure and free way to transfer money instantly from any one bank to any other bank, through Vijaya Bank.

 

2.     Push & Pull Payments: The payments can be both sender (payer) and receiver (payee) initiated and are carried out in a secure, convenient, and integrated fashion.

 

3.     Easy Instant Payments : The unified payment system will propel easy instant payments via mobile, web, and other applications. The benefits of this mobile payment mechanism include its round-the-clock availability and faster checkout.

 

4.     Payment through Virtual address :  Now you can afford to forget remembering your account details, as Vijaya UPI offers virtual address which aims to make payments simpler. There is also no requirement to know the receivers’ 16-digit account number and 11-digit IFSC code. Just the customers’ virtual address e.g. xyz@vijb is enough to send the payment! Since bank account details are not given in this virtual address, the customer can freely share the UPI financial address with others without fear of misuse. It allows a customer to have multiple virtual addresses for multiple accounts in various banks.

 

Flow for activation of Vijaya Bank UPI App

 

 

UPI Terms and Conditions

No need to issue Cheques by the investors while subscribing to IPO. Just write the Bank Account number and sign in the Application form to authorize your bank to make payment in case of allotment. No Worries for refund as the money remains in Investor's account.Unified Payments Interface(UPI)
Terms and Conditions
This document lays out the “Terms and Conditions”, which shall be applicable to all transactions initiated by the Customer videthe Unified Payments Interface, as defined herein below, through Vijaya Bank , for the purpose of transfer of funds and any other services added afterwards.
Before usage of the “Unified Payments Interface”, all Customer(s) are advised to carefully read and understand these Terms and Conditions. Usage of the Unified Payment Interface by the Customer(s) shall be construed as deemed acceptance of these Terms and Conditions, mentioned herein below.
1. DEFINITIONS
1.1 “THE BANK” refers to Vijaya Bank, Vijaya Bank, a banking company incorporated in India under the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980 and having its Head Office at 41/2, M. G. Road, Bangalore-560001, and may include its successors, assigns and nominees.
1.2 “NPCI” shall mean National Payments Corporation of India, a company incorporated in India under Section 25 of the Companies Act, 1956 and having its registered office at 1001A, B wing 10th Floor, The Capital, Plot 70, Block G, Bandra- Kurla Complex, Bandra (East), Mumbai - 400 051, and acting as the settlement, clearing house, regulating agency for UPI services with the core objective of consolidating and integrating the multiple payment systems with varying service levels into nation-wide uniform and standard business process for all retail payment systems;
1.3 “UPI Services” shall mean Unified Payments Interface, a multi-platform operable payment network solution which is being provided by NPCI for the purpose of inter-bank transfer of funds i.e., pay someone (push) or collect from someone (pull) pursuant to the rules, regulations and guidelines issued by NPCI, Reserve Bank of India and the Bank, from time to time;
1.4 “UPI Application”shall mean the VIJAYA BANK’s Unified Payments Interface Application downloaded by the user to his/her mobile phone from authorized source.
1.5 “Payment Service Provider or PSP” shall mean entities which are allowed to issue virtual addresses to the Users and provide payment (credit/debit) services to individuals or entities and regulated by the Reserve Bank of India, in accordance with the Payments and Settlement Systems Act, 2007.
1.6 “User” shall mean an individual / entity who is a holder of a Bank account who has downloaded Bank’s UPI Application, wishes to register with Bank’s UPI Application by accepting the terms and conditions and avails the UPI Facility.
1.7 “Virtual Payment address (VPA)” – is a payment identifier for sending/collecting money. VPAs are aliases to Account No. & IFSC. This enables the user to complete a transaction without having to enter the account credentials of the beneficiary.
1.8 “Account” shall mean Savings and/or Current/Overdraft account held in individual capacity at present at the bank which has been enabled for UPI. The term “Accounts” also including Prepaid Instrument accounts i.e. wallet accounts.
1.9 “User’s Mobile Number” Shall mean the specific Mobile Phone Number registered by the user with Bank(s) where he / she is holding the accounts and that has been used by the User to register for the UPI Facility.
1.10 “MPIN” Shall mean the Mobile Personal Identification Number created by the user for authenticating the services provided under UPI.
1.11 “Registration”. The User agrees that he/she shall be entitled to use the UPI Service by downloading Bank?s UPI Application provided that /his/her Mobile Phone is found in order to technologically support the UPI Application and the relevant particulars are registered with the Bank.
1.12 “AADHAR Number” Shall mean the Unique identity number issued by Unique IdentificationAuthority of India (UIDAI).
1.13 “Authentication Credentials” shall mean password, biometrics, PIN etc., as created by the user or provided by the Bank from time to time, which shall be required by the Customer for completion of the transfer of funds through UPI;
1.14 "Beneficiary Bank" shall mean the Bank holding a bank account of the Receiver where the credit of the UPI instruction is received from the Payer to be executed either in real time basis or periodically with a settlement process.
1.15 "Remitter Bank" shall mean a bank holding a bank account of the Payer where the Debit of the UPI instruction is received from the Payer to be executed on real time basis.
1.16 “Merchant” shall mean a merchant established under the prevalent law and has an agreement with Master Merchant to accept payment through UPI Services towards the sale of products or services to its customers.
1.17 “Authorization/Authorized Transactions” means the process by which Bank approves a Transaction as stipulated by competent authorities/ 3rd parties, from time to time.
1.18 “Chargeback” shall mean approved and settled UPI transactions which are at any time refused, debited or charged back to Merchant’s account by the Issuer, Acquiring Bank or NPCI for any reason whatsoever, together with Bank fees, penalties and other charges incidental thereto.
1.19 “Payer” shall mean any person holding a banking account and who desires to pay money to the Receiver for purchase of goods or services online using the UPI Services, being offered by the Merchant on its website or mobile application thereto.
1.20 “Receiver" shall mean any person or the Merchant holding a banking account, who are desirous to receive payments from the Payer over the internet using the UPI Services. In case the Payer is customer of the Merchant and is paying money to the Merchant for purchase or utilization of goods and services from the Merchant, the Merchant shall be the Receiver.
1.21 “Customers” shall be used to collectively refer to Payer(s) and Receiver(s) using UPI services on Merchant Platform for initiating and executing UPI transactions.
1.22 “Amount" shall mean the payment amount in question which is required to be transferred from the Payer to the Receiver via the Merchant as a part of the UPI Transaction.
1.23 “Merchant Account” shall mean Bank account of the Merchant maintained with Bank for collecting Fees, charges and other levies. In case the Merchant intends to use this Merchant Account to settle UPI transactions, for which the Merchant is the Receiver, then the Merchant Account shall also be used for settlement of transactions using UPI Services.
1.24 “Service Providers" means banks, financial institutions and software providers who are in the business of providing information technology services, including but not limited to, internet based electronic commerce, internet payment gateway and electronic software distribution services and who have an arrangement with Bank or with NPCI to enable use of UPI Software developed by them to route UPI Transactions.
1.25 ”Commission” means the commission, fees, charges or levies payable to Bank , for facilitating a Transaction.
1.26 “Transaction” shall mean every payment instruction that results in a debit to the Payer’s Account and a corresponding credit to the Receiver’s Account.
1.27 “Merchant Platform” shall mean the website/mobile with the domain name or Application name and which is established by the Merchant Platform for the purposes of enabling Payers and Receivers to carry out Transactions.
2. Applicability Of Terms And Conditions:
By using UPI Facility, the user thereby agrees to these Terms and Conditions form the contract between the User and Vijaya Bank. UPI facility shall be governed by such terms and conditions as amended by Bank from time to time. These terms and conditions and shall be in addition to and not in derogation of the Terms and Conditions relating to any account of the User and / or the respective product or the service provided by Bank unless otherwise specifically stated.
3. General Business Rules Governing Unified Payment Interface (UPI) Facility
The following Business rules will apply for UPI:
3.1 The facility will be available to users having satisfactorily running Savings/ Current/Overdraftaccount (at individual capacity) with the Bank.
3.2 UPI Facility shall be available to users who have registered for the facility as per the discretion of Banks, NPCI and RBI.
3.3 The daily upper ceiling per customer/account shall be Rs. 50,000/- for funds transfer within India.
3.4 Entering the wrong login password thrice will block the application& user may unblock the same as per the procedure laid down.
3.5 Entering the wrong MPIN thrice will block the UPI facility for the day and three such consecutive blockages will de-activate the customer from the facility and the customer should re register for the facility as per the procedure laid down for the same. Any change in the business rules of any of the processes will be notified on Bank`s website https://www.vijayabank.com/Digital-Banking/UPI which will be construed as sufficient notice to the customer. No separate notice or information shall be sent to the customer individually or collectively. Bank shall not be liable for any losses occur there in.
3.6 The Bank may suspend the registration of any user if the facility has not been accessed by the user for 180 days or more.
3.7 Bank shall endeavor to provide to the user through UPI Application, such services as it may decide from time to time. Bank reserves the right to decide the type of services, which category of user shall be offered on each account type and may differ from category to category.
3.8 Bank may also make additions /deletions to the services offered through UPI Application at its sole discretion.
3.9 Once a Virtual address is deleted by the user, the user will not be allowed to create the same virtual address for the next 2 years from the date of such deletion.
3.10 There will be no obligation on Bank to support all the versions of existing Mobile Phone operating Systems and new versions of mobile phone Operating Systems as and when those are released. Bank can withdraw support to existing version of operating system without prior notice to users.
3.11 The User agrees that he/she shall use only his/her Mobile Phone to access the UPI applicationoffered by Bank. The access is restricted to him/her on the specific Mobile PhoneNumber only as registered with the Bank(s) for UPI service.
3.12 The user is responsible for the correctness of information supplied to Bank through the use of or through any other means such as electronic mail or written communication. Bank does not accept any liability for the consequences arising out of erroneous information supplied by the user.
3.13 The user agrees to use single mobile phone for accessing the services under UPI. Change of mobile phoneshall be properly re-registered according to application requirement.
3.14 User agrees that dispute resolution shall be as per the guidelines issued by Bank or NPCI from time to time.
4. Usage Of Facility
By accepting the terms and conditions on the mobile phone while registering for the UPI facility, the User:
4.1 Agrees to use UPI Facility for financial and non-financial transactions offered by Bank from time to time and irrevocably authorizes the respective Bank to debit the Bank Accounts which have been registered for UPI Facility for all transactions/services undertaken.
4.2 Authorizes Bank to map the account number and mobile number for the smooth operation of the facility offered by Bank and to preserve the mapping record in its own server or server of any other third party and to use such data at its discretion for providing/enhancing further banking/ technology products that it may offer.
4.3 Agrees that he/ she is aware and accepts that facility offered by Bank will enable him/her to transact using MPIN/ Or biometric authentication and will be deemed as bonafide transaction.
4.4 Agrees that the transactions originated using mobile phones are non retractable as these are on instantaneous/real time basis.
4.5 Agrees to acquaint himself/herself with the process for using the facility and validly registered in his/her name only with the Mobile Service Provider licensed with the Department of Telecommunications (DoT), Government of India and undertakes to use the facility only through mobile number which has been used to register for the Facility.
4.6 Agrees that Bank is authenticating the User by using Mobile Number, Mobile Phone, MPIN and/or can introduce other advanced authentication mechanism such as Finger print authentication etc in future which is acceptable and binding to the user and Hence the user is solely responsible for maintenance of the secrecy & confidentiality of the MPIN and unauthorized usage of his/her mobile phone, without any liability to Bank.
4.7 Confirms that notwithstanding anything mentioned herein, in no event shall Bank be liable to the user or any other third party affected by the Transaction for loss of profits or revenues, indirect, consequential or similar damages arising out of or in connection with the Transaction, materials, information technology services or assistance provided under this Terms & Conditions.
4.8 The User undertakes to execute such other documents and writings in addition to the instructions for activating, initiating or making transfer of funds via UPI facility, in a form and manner as required by Bank, from time to time.
4.9 The User understands that the transaction may be rejected or cancelled in case the instructions and/or any Authentication Credentials or any details, documents or information provided by the User are false or not in accordance with the conditions stipulated by Bank or the Reserve Bank of India or the Beneficiary bank or the remitter Bank.
4.10 The User also understands that the transaction may also be cancelled/rejected due to any ofthe reasons like "the designated account of beneficiary not being maintained by the Beneficiary bank” or an attachment order having been passed on the designated Beneficiary account by a competent authority/Court/Tribunal/Regulator or details pertaining to the Beneficiary/Beneficiary account details recorded with the Beneficiary bank does not match or any other reasons.
4.11 The User ensures and confirms that upon completion of the transaction initiated by the User,i.e., receipt of fund by the recipient maintained with the Beneficiary Bank, Bank will be entitled to charge such fees, cost and charges, as specified by Bank/NPCI, from time to time.
4.12 The User acknowledges and understands that the completion of transactions for transfer of funds based on the User`s instruction shall involve various Counterparties (especially in the case of collect transaction). The User confirms that Bank shall not be held liable or responsible for any delays/deficiencies in settlement of a transaction due to system constraints, actions of 3rd parties or any other circumstances outside the control of Bank.
4.13 The User understands that the provision of UPI is subject to Indian laws and the guidelines and regulations issued from time to time by the Bank, NPCI or Reserve Bank of India in this behalf.
4.14 The User agrees and confirms that Bank reserves the rights to call for logs, proofs/evidence, User details or documents at any time on account of audit, compliance, regulatory or legalrequirements if necessary.
4.15 The User agrees and confirms that the Minimum and Maximum amount Stipulated for UPImay be stipulated by Bank in accordance with the Guidelines set By NPCI or RBI, fromtime to time. However, at present the maximum stipulated limit is mentioned in point No. 3.3above.
4.16 In a collect request transaction (PULL transaction), the User/merchant agrees and understands that it is subject to the approval and expiry period defined by theUser/merchant at the time of making such requests to the remitter.
4.17 Agrees that dispute resolution shall be as per the guidelines issued by bank or NPCI from time totime.
5 .Liability Of The User
5.1. The user shall be responsible for each transaction initiated under his/her registered UPIApplication. The user shall be liable for the losses arising out of any unauthorized transactionsoccurring through his/her accounts.
5.2. The user has to immediately bring in to the notice of Bank in case he/she suspectsthat his / her Mobile number is / has been allotted to another person, or blocked and/or noticesunauthorized transactions in his / her accounts; user has to make sure that the facility is deregisteredfor his / her mobile no.
5.3. The user agrees that the access to Bank?s UPI Application through his/her MobilePhone and any transaction, which originates from the same, whether initiated by him/her ornot, shall be deemed to have originated from the respective user.
5.4. The user understands that in the event of loss/malfunctioning of his/her Mobile Phone / SIM Card or it fallingin the wrong hands or occurrence of any such similar events, it can be misused. The user indemnifies Bank for any such misusearising out of the same and similar occurrences. The user shall not hold Bank responsible for any loss that theuser may suffer in these circumstances.
6. Liability Of Bank
6.1 Bank shall, in no circumstances, be held liable to the user, if access is not available inthe desired manner for reasons including but not limited to natural calamities, floods, fire and other naturaldisasters, legal restraints.
6.2 Bank shall, in no circumstances, be held liable to the user, if there are faults, imperfection or deficiency in thetelecommunication network or any other reason beyond the control of Bank.
6.3 Bank does not hold out any warranty and makes no representation about the quality of the UPI Facility.Under no circumstances shall Bank be liable for any damages whatsoever whether suchdamages are direct, indirect, incidental, consequential and irrespective of whether any claimis based on loss of revenue, investment, production, goodwill, profit, interruption of business,wrong beneficiary credentials, wrong credits or any other loss of any character or naturewhatsoever and whether sustained by the User or any other person.Bank expressly disclaims all warranties of any kind, whether express or implied or statutory, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose, data accuracy and completeness, and any warranties relating to non-infringement in the UPI Facility.
6.4 Bank shall, in no circumstances, be held liable to the user for other Bank services.
7. Termination Of UPI Service
The user understands and agrees that he/she will remain responsible for any transactions made on UPI through Bank’s UPI application until the termination of the Service. The user shall be liable forall the transactions occurred prior to the termination of service. Similarly Bank maysuspend or terminate UPI Services without prior notice if the user has breached the Terms andConditions or if Bank notices some errors / omissions / fraudulent transactions relatedto the user’s accounts or User.
The facility may be suspended due to maintenance or repair work or any breakdown in theNetwork/Hardware/ Software for UPI Facility, any emergency or for security reasons withoutprior notice and bank shall not be responsible for any losses/damages to the Users.
8. Miscellaneous
8.1 The User shall be solely responsible for any error made while using the facility unlesscontrary is proved.
8.2 The user shall keep the LOGIN PASSWORD and MPIN confidential and will not disclose theseto any other person or will not record them in a way that would compromise the security ofthe facility.User acknowledges that the LOGIN PASSWORD and MPIN are known to the user only.
8.3 It will be the responsibility of the User to notify his/her Bank immediately if he/ she suspectthe misuse of the LOGIN PASSWORD/MPIN. He will also immediately initiate the necessarysteps to change his MPIN.
8.4 The user shall be liable and responsible for all legal compliance and adherence of allcommercial terms and conditions in respect of the mobile connection/SIM card/mobilephone through which the facility is availed and Bank does not accept/ acknowledgeany responsibility in this regard.
8.5 The Bank reserves the right to add/remove the facilities offered to the User at itssole discretion.
8.6 The instructions of the User shall be effected only after authentication under his/herMPIN/Password or through the biometric authentication.
8.7 The User understands that the Bank shall not process the transactional request sent by theUser in case of any discrepancy in AADHAAR Number/Virtual Payment Address and same willnot be executed.
8.8 Bank shall not be responsible for the delay/ failure in carrying out the transactionsdue to any reasons whatsoever including failure of operational system or any otherunforeseeable reasons which is beyond the control of the Bank.
8.9 The User expressly authorizes Bank to access his/her account Information requiredfor offering the services under the facility and also to share the information regarding his/her accounts with NPCI/any other third party as may be required to provide the servicesunder the Facility.
8.10 The transactional details, including the transaction time will be recorded and retained by Bank and these records will be regardedas conclusive proof of the authenticity and accuracy of transactions. Bank may store such transactional details for a period which may deem fit for the Bank.
8.11 The User hereby authorizes Bank or its agents to send notifications, promotionalmaterials including the products of the Bank, greetings etc.
8.12 The Bank shall make all reasonable efforts to ensure the User information to be keptconfidential however it shall not be responsible for any inadvertent divulgence or leakage ofconfidential User information for reasons beyond its control or by action of any third party.
8.13 The User expressly authorizes the Bank to carry out all requests/ transactionspurporting to have been received from his/ her mobile phone and authenticated with his/her MPIN,Password and/or biometric authentication. In the case the case of funds transfer facilitiesthe User shall be deemed to have expressly authorized the Bank to make the payment whena request is received from his/ her mobile phone.
8.14 The Bank shall not be responsible for any additional charges/fees levied by theTelecom service provider during the course of availing the UPI Facility.
9. Responsibilities And Obligations Of The User
9.1 The User shall be responsible for all transactions, including fraudulent/erroneoustransactions using the UPI facility through the use of his/her mobile phone, MPIN,password/biometric authentication regardless of whether such transactions are in factentered into or authorized by him/ her. The User shall be solely responsible for the loss/damage, if any suffered.
9.2 The User shall use the UPI facility only by following the security credential in accordancewith the prescribed norms as laid down by Bank from time to time.
9.3 The User shall keep the security keys confidential and shall not divulge/tamper the sameand Bank shall not be liable for such instances in any manner.
9.4 The User accepts that any valid transaction originating/receiving from/by the registeredmobile phone number shall be assumed to have been initiated/accepted by the User and anytransaction authorized by the MPIN/password/biometric authentication is duly and legallyauthorized by the User.
9.5 The User shall be liable for any loss on breach of the Terms and Conditions contained hereinor contributed or caused loss by negligent actions.
10. Disclaimer
Bank, when acting in good faith, shall be absolved of all or any liability in case
10.1 The Bank is unable to receive or execute any of the requests from the User or thereis loss of information during processing or transmission or any unauthorized access by anyother person or breach of confidentiality or due to reasons beyond the control of the Bank.
10.2 There is any kind of loss, direct or indirect, incurred by the User or any other person due toany failure or lapse in the facility which are beyond the control of the Bank.
10.3 There is any failure or delay in transmitting of information or there is any error orinaccuracy of information or any other consequence arising from any cause beyond thecontrol of the Bank which may include technology failure, network failure, mechanicalbreakdown, power disruption, force majeure, etc.
10.4 The Bank, its employees, agent or contractors, NPCI shall not be liable for and inrespect of any loss or damage whether direct, indirect or consequential, including but notlimited to loss of revenue, profit, business, contracts, anticipated savings or goodwill,whether foreseeable or not, suffered by the User or any other person howsoever arising fromor relating to any delay, interruption, suspension, resolution or error of the Bank inreceiving and processing the request and in formulating and returning responses or anyfailure, delay, interruption, suspension, restriction, or error in transmission of anyinformation to and from the mobile phone of the User and the network of any serviceprovider and the Bank`s system or any breakdown, interruption, suspension or failureof the mobile phone of the User, the Bank`s/NPCI?s system.
11. Indemnity
In consideration of Bank providing these facilities, the User agrees to indemnify andhold the Bank, its directors & employees, representatives, agents & its affiliates harmless against all actions, suits, claims, demands proceedings, loss,damages, costs (including attorney fees), charges and expenses which the Bank may atany time incur, sustain, suffer or be put to as a consequence of or arising out of or inconnection with any services provided to the User pursuant hereto. The User shall indemnifythe Bank, its directors & employees, representatives, agents & its affiliatesfor unauthorized access by any third party to anyinformation/instructions/triggers given/received by the User or breach of confidentiality.
12. Governing Law & Jurisdiction
The laws of India shall govern these terms and conditions and/or the operations in the Account(s) maintained with Bank. Any legal action or proceedings arising out of these Terms shall be brought under the exclusive jurisdiction of the courts or tribunals/forums located in New Delhi, India only.
These terms & Conditions are subject to periodic updation. The User understands that Bank may amend the above terms and conditions at any time without any notice orassigning any reason whatsoever and such amended Terms and Conditions will thereuponapply to and be binding on the User and same will be published in our website i.e., https://www.vijayabank.com/Digital-Banking/UPI

 

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