BHIM Aadhaar Vijaya Pay

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BHIM Aadhaar Vijaya Pay

BHIM Aadhaar Vijaya Pay is a digital payment acceptance solution from Vijayabank which enables  merchant to accept payments for goods/services using his Android smartphone and fingerprint reader, from customers having Aadhaar seeded bank accounts, by authenticating the customer's biometrics. The transaction will be interoperable in nature allowing any other participating bank customer to also transact on the application.


BHIM Aadhaar Vijaya Pay is an Android based app for smartphone / tablet device connected to the biometric scanner that performs the functions of as an electronic point of sale terminal using Aadhaar authentication.



Merchant BHIM Aadhaar Vijaya Pay app enables consumers to pay without any physical payment instrument. It runs on the Android platform and has to be installed by merchants. To use it, merchants need to first download the Aadhaar Pay app and then register to start using. After registration, the merchant’s mobile phone needs to be linked to an Aadhaar biometric reader. Once the merchant has the infrastructure in place, the consumers can start transacting. To use this service, the customer has to first link bank account to Aadhaar. The merchant outlet becomes a Bank’s mPOS Merchant point. Customer makes payment by entering his/her Bank’s name, Aadhaar no. and do Aadhaar authentication and does cashless purchases.


Features of the product 

·         Accept real time payments directly to your account - No need to spend time to deposit cash into your account.

·         Escape from hassles of receiving payments in cash - No risk of forged notes 

·         Get transaction reports and keep track of your business

·         Card-less transactions: All that the consumer needs is his Aadhaar number.

·         Safe and Secure

The merchant needs to have the following to start using BHIM Aadhaar Vijaya Pay:

·         Aadhaar seeded account with Vijaya

·         Certified Biometric Reader with Micro USB / USB C-Type connector

·         Android smartphone with internet connectivity and OTG support for connecting biometric device

·         Android version 4.2 or higher

·         Phone should be able to power the biometric reader; please check with supplier.



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