Platinum Debit Cards

 RuPay Platinum Debit Cards

·         RUPAY Platinum debit Cards are open to all schemes eligible for Debit Cards

·         RUPAY Platinum debit cards are issued by the Bank in association with National Payments Corporation of India (NPCI)

·         RUPAY Platinum Debit Card is a Personalized Chip based Debit Card with enhanced security features.

·         RUPAY Platinum Debit Card is valid only for Domestic Usage.

·         RUPAY Platinum Debit Card will be issued with a new BIN 508781 and is valid for 5 years from the date of issuance

·         RUPAY Platinum Debit Cards will be packed and delivered to the branch in a separate kit containing the Debit Card, User Guidelines Booklet, Pouch, Pin-mailer and Leaflet. Name of the Card Holder, A/c Number and Card Number will be printed on the back side of the kit.

·         RUPAY Platinum Debit cards comes with higher transaction limits

Type of transaction

Daily Limit in Rs

ATM Cash Withdrawal

50,000

POS/E-Commerce

1,00,000

 

 

 

 

 

Following are the prevailing offers applicable for RuPay Debit Cards:

1. Activation Offer:

a.       Buy One Get One Cappuccino Free at CCD Outlets : Customer visits a Café Coffee Day outlet, buys one cappuccino, pays by valid RuPay Platinum Debit Card for the bill, presents the coupon received from bank and gets another free cappuccino in return. Offer is one time use only.

2.       Value added offers :

a.       Airport Lounge Access: Customer visits any listed lounge, swipes his valid RuPay Platinum Debit card for authorization, upon approval is granted access to the airport lounge. Offer is valid for 2 lounge accesses every calendar quarter. Authorization charge is Rs.2 for each access.

b.      Concierge Service : Customer can dial the 24x7 available toll free no. 1XXX-XX-78729 and can seek service assistance on any of the below mentioned arrangements :

 i.      Gift Delivery Assistance

 ii.      Flower Delivery Assistance

 iii.      Restaurant Referral and Arrangement

 iv.      Courier Service Assistance

v.      Car Rental and Limousine Referral and Reservation Assistance

vi.      Golf Reservations

vii.      Movie ticket sourcing Assistance

viii.      Car Rental & Sight Seeing Assistance

ix.      IT Return assessment and filing assistance

x.      Investment Consultancy - Real Estate, Mutual Funds, Equity, Debts, F&Os

xi.      Insurance Consultancy - Life Insurance, General Insurance and Health Insurance

Service charges apply for each case of assistance.

c.       Personal Accident coverage: Personal Accident insurance (from death and permanent total disablement) of Rs.2 Lac coverage is available for RuPay Platinum Card holders. The card needs to be swiped for valid transactions at any ATM/POS within 45 days of the accident. Nominee of account holder needs to intimate bank for claim registration with NPCI on occurrence of incident. 

3.       Usage Offers:

a.       Cash Back on Utility Bills: Card holder can use RuPay Platinum Debit card for payment of utility bills both online and at POS terminals and enjoy monthly cash back of 5% of total bill paid. Cash back is capped at Rs.50 per month per card for electric, gas, water and sanitary bill payments only.

b.      Cash Back on IRCTC: Card holder can use RuPay Platinum Debit Card for payment of train ticket booking through irctc.co.in portal and enjoy cash back benefit of flat Rs.25. Cash back on IRCTC is valid for one transaction per card per month only. Minimum transaction amount is to be Rs.300.

c.       Zero Fuel Surcharge:  Card holder can use RuPay Platinum Debit card for paying fuel refill transaction at gas stations or petrol pumps. Upto 1% cash back is granted for transaction amounts over Rs.300. Cash Back is capped at Rs.75 per card per month. 

4. Accelerated Merchant Discount : Card holder can enjoy flat 15% discount for every transaction over Rs.300 at Café Coffee Day outlets. Offer is valid on bills for food and beverage only. Payment needs to be done with valid RuPay Platinum Debit card.                                  

These offers are provided by National Payments Corporation of India (NPCI). Existing offers may be removed or additional offers added any time. For the latest offers applicable for RuPay Platinum Debit Cards, please refer the following website.

http://npci.org.in/offer_cashback.aspx

List of Airport Lounges

 

VISA Platinum Debit Cards

·         VISA Platinum debit Cards are open to all schemes eligible for Debit Cards

·         VISA Platinum debit cards are issued by the Bank in association with VISA.

·         VISA Platinum Debit Card is a Personalized Chip based Debit Card with enhanced security features.

·         VISA Platinum Debit Card is valid for both Domestic and International Usage.

·         VISA Platinum Debit Card will be issued with a new BIN 434669 and is valid for 5 years from the date of issuance

·         VISA Platinum Debit Cards will be packed and delivered to the branch in a separate kit containing the Debit Card, User Guidelines Booklet, Pouch, Pin-mailer and Leaflet. Name of the Card Holder, A/c Number and Card Number will be printed on the back side of the kit.

·         VISA Platinum Debit Cards are having higher withdrawal limits as below:

 

ATM cash withdrawal limit  per day

Rs.50,000/-

Merchant transaction limit per day

Rs.1,00,000/-

 

These offers are provided by VISA. Existing offers may be removed or additional offers added any time. For the latest offers applicable for VISA Platinum Debit Cards, please refer the following website.

http://www.visapremium.com/

Schedule of Charges for Debit Cards

Please refer Debit Card Charges & Limits section









Schedule of Transaction Limits for Debit Cards

Please refer Debit Card Charges & Limits section

 

For more details, please contact our 24 X 7 Customer Care Centre at

Toll free number 1800 425 9992 / 5885 / 4066

Email: debitccc@vijayabank.co.in

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