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Jewel LoansEMI CALCULATOR  

Eligibility
Individuals of all income groups

Loan Amount
Depending upon the value of the gold as assessed periodically.

 

Details Rs.per gram
 For 22 carat Gold Ornaments / Jewelery  1900
 Hall Marked Gold Ornaments/ Jewellary  1900

 
The limit specified above is subject to 75% of the appraised value or the rate proposed whichever is lower.

Margin
Margin prescribed is 25%

Jewel Appraiser's Commission

 Area  Proposed
 Rural areas  0.10% on the loan amount with min. of Rs. 51/- & max. of Rs. 510/-
 Other areas  0.25% on the loan amount with min. of Rs. 102/- & max. of Rs. 510/-

 
Repayment
Loans are for a period of 12 months / operative limit for 2 years.

Security
Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery
 

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