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Service Charges  

 

PROPOSED REVISION IN NON-LENDING / LENDING SERVICE CHARGES


Click Here for Service Charges on Retail Loans

Click Here for Service Charges on Non Agricultural Term loans

SERVICE CHARGES FOR GENERATION OF CREDIT INFORMATION REPORT FROM CREDIT INFORMATION COMPANIES

Existing charges:

Sl.No
Reports
CIBIL
EXPERIAN
EQUIFAX
1.
Consumer Reports
Rs. 60/- to Rs. 94/-
Rs. 48.80
Rs. 42.15
2
Commercial Reports *
Rs. 1022/-
 
 

 

*Commercial reports are generated from CIBIL only as other CICs are not extending this facility for the time being

 

Proposed Charges(Uniformly for all the CICs) with effect from 01.04.2015:

Nature of Report
Revised Charges
Consumer Reports
Rs. 100/- + Applicable Service Tax
Commercial Reports
Rs. 1200/- + Applicable Service Tax

 

 

 

SERVICE CHARGES ON NON-CREDIT MATTERS

(including Service Tax @ 12.36%]

 

Chapter - I

DEPOSITS

 

 

Sl.

No.

Services

Other than

Individuals

Individuals*

Other than Rural

Rural

1

2

3

4

5

1.  (A) LEDGER FOLIO CHARGES – SB Accounts  : No Folio Charges

1. (B)  LEDGER FOLIO CHARGES – Current Accounts

 

For computerized (40 entries or part thereof considered as one ledger page / folio) – Charges per folio per half year

` 80

` 80

` 50

However, to the extent shown below, free folios annually are allowed depending on the daily average credit balances maintained by the Account Holders (on half yearly basis) and CC (M) accounts covered fully against Term Deposits with requisite margin, folio charges are exempted.

Up to ` 25,000/-

Nil

Nil

Nil

` 25,001/-to `  50,000/-

Nil

3    

3     

` 50,001/-  to `  1,00,000/-

3    

5    

5    

` 1,00,001/- to `  2,00,000/-

5    

10    

10  

` 2,00,001/- to ` 5,00,000/-

10   

All

All

Above Rs. 5,00,000/-

All

All

All